Executive Protection & Crisis Response
Specialty coverage designed to safeguard individuals, families, and organizations in high-risk environments.
RM Legacy Group offers access to specialized Kidnap & Ransom (K&R) and Crisis Response insurance solutions provided by leading global underwriters. These programs are designed to help clients prepare for and respond to critical incidents such as kidnap, extortion, unlawful detention, hijack, or security-related evacuation—events that can threaten both people and reputation.
RM Legacy Group offers access to specialized Kidnap & Ransom (K&R) and Crisis Response insurance solutions provided by leading global underwriters. These programs are designed to help clients prepare for and respond to critical incidents such as kidnap, extortion, unlawful detention, hijack, or security-related evacuation—events that can threaten both people and reputation.
What This Coverage Can Address
Through our trusted carrier partners, clients may obtain coverage for expenses associated with:
- Kidnap, extortion, or ransom deman
- Hostage or hijack situations (land, air, or marine)
- Unlawful detention or incarceration abroad
- Security-related evacuations
- Threats to personnel, property, or confidential information
- Disappearances or abductions (including child abduction)
- Individuals or entities declared persona non grata
Commonly Included Benefits
Through our trusted carrier partners, clients may obtain coverage for expenses associated with:
- Ransom and extortion payments (reimbursed per policy terms)
- Crisis-management consultants and negotiators available worldwide
- Temporary protective services and security measures
- Legal, medical, and psychological care for affected individuals
- Travel, lodging, and salary continuation costs
- Public-relations and reputation-management support
- Rehabilitation and reintegration expenses
Coverage terms and availability vary by insurer and jurisdiction.
Global Crisis-Response Expertise
All policies are backed by dedicated crisis-management firms—specialist consultants who can mobilize rapidly, coordinate with law enforcement, and guide clients through every stage of a critical incident. Their objective is to protect life, minimize disruption, and preserve organizational stability.
Who Typically Utilizes This Coverage
- Multinational corporations and professional partnerships
- High-net-worth families and private offices
- Academic, healthcare, and nonprofit organizations with overseas activity
- Ship owners, aviation operators, and charterers
- Faith-based or humanitarian groups operating in sensitive regions
Why It Matters
Beyond the immediate financial loss, a poorly managed crisis can damage morale, reputation, and enterprise value.
Access to a comprehensive K&R program ensures that clients have both the resources and expertise necessary to respond quickly—without maintaining an in-house security apparatus.
The RM Legacy Perspective
Our role is to connect clients to the most capable insurers and crisis-response specialists in the world.
We act as your advisor and advocate—helping evaluate options, structure coverage, and coordinate introductions—while all underwriting, claims handling, and security response remain solely with the authorized insurance provider.
Important Notice
RM Legacy Group does not underwrite or administer any insurance policy.
All coverage is offered through licensed insurance carriers and subject to their underwriting criteria, terms, and conditions. Availability may vary by state or jurisdiction.