About – RM Legacy

About Us

Intelligent insurance. Enduring legacy.

RM Legacy Group exists to solve a common problem in private wealth: insurance decisions are often made in isolation, disconnected from the client’s estate, tax, and investment strategy. We built a boutique, independent advisory to change that designing insurance as a precision financial instrument that protects capital, creates liquidity, and strengthens continuity across generations. We deliver what truly preserves wealth: attention, discretion, and rigor. We are not quota-driven. We are outcome-driven—measured by clarity today and family legacy decades from now.

Leadership & Team

We are a team of specialists with backgrounds in underwriting, estate planning, tax strategy, and investment management. When a project requires deeper focus, we extend your bench with a curated network of actuaries, advanced planning attorneys, medical underwriters, valuation experts, and specialists. The result is an advisory that behaves more like a family-office partner than an insurance agency—quiet, analytical, and relentlessly client-focused.

What clients experience:

Philosophy & Approach

Planning‑First – We start by mapping your values, objectives, liquidity needs, and current structures. Recommendations follow strategy—not the other way around.
Personal Risk Architecture – We design insurance as a coordinated portfolio of protection and liquidity—calibrated to private company interests, real estate, concentrated holdings, and cross-border considerations.
Fiduciary Stewardship – We operate independently, and align to your interests. Carrier selection and design are driven by cost, durability, and fit, not distribution quota.
Committee‑Style Process – Every engagement culminates in an investment-committee-style memo: options, costs, crediting assumptions, underwriting posture, carrier strength, and our recommendation—so you and your advisors can decide with confidence.

Our Team

Intelligent insurance. Enduring legacy.

Rodrigo Jimanez

Founder & Chief Executive Officer

Rodrigo Jimenez is the founder and chief executive officer of RM Legacy Group, bringing over a decade of experience in advanced-market insurance, estate planning, and private-client risk management. He leads the firm’s vision of transforming insurance from a product into strategic architecture for lasting wealth and legacy. Rodrigo specializes in Indexed and Private Placement Life Insurance, estate liquidity solutions, and the integration of life settlements as an institutional asset class—bridging protection, investment, and legacy in one coordinated strategy. His approach combines discipline, discretion, and design, helping affluent families, entrepreneurs, and institutions preserve capital and build generational continuity. At RM Legacy Group, he oversees a multidisciplinary platform spanning Insurance architecture, structured-income opportunities, and advanced risk management, ensuring each client benefits from the clarity, precision, and purpose that define the firm’s philosophy.

Michelle N. Craig

Co-Founder & Managing Partner

Michelle Craig is the co-founder of RM Legacy Group, where she oversees strategic operations, client experience, and the seamless coordination of the firm’s multidisciplinary advisory platform. With more than 18 years of experience spanning financial services, philanthropy, leadership, and operational management, Michelle is recognized for her exceptional ability to build lasting relationships and guide complex strategies with clarity and empathy. Michelle ensures that every engagement reflects RM Legacy’s standards of discretion, precision, and care. Her leadership unites the firm’s technical experts across life insurance, structured income, and risk management—translating complex strategies into a clear, guided client experience. Known for her structured yet empathetic approach, Michelle plays a central role in aligning client objectives with long-term legacy outcomes, ensuring every plan is as personal as it is strategic. At RM Legacy Group, Michelle embodies the firm’s philosophy of clarity, coordination, and stewardship, helping clients and partners navigate complexity with confidence, purpose, and precision.

Barry Schwarzberg Esq

Real Estate Consultant

Barry Schwarzberg is a seasoned legal and real-estate investment professional with over 15 years of hands-on experience in private equity and development. Holding a J.D. from Georgetown University Law Center and an MBA from Georgetown’s McDonough School of Business, he began his career practicing as an attorney in Florida, before co-founding a value-add multifamily investment company and managing a real estate portfolio across Broward County. He subsequently directed major land-development projects, including multi-acre residential and retail sites in Florida, and now leverages his dual expertise in law and investment to structure sophisticated private-market opportunities for high-net-worth individuals and institutions.

Walter Jenkins

P&C

Walter Jenkins is a seasoned private-client specialist with over 25 years of experience in the P&C insurance industry, serving high-net-worth individuals, families, and fiduciaries. Renowned for his white-glove approach and meticulous attention to detail, Walter has built his career designing comprehensive personal and commercial risk-management programs that protect complex asset portfolios — from luxury residences and fine art to aviation, marine, and liability exposures. His background includes leadership within premier insurance agencies and extensive work coordinating coverage with family offices, estate planners, and private bankers. At RM Legacy Group, Walter brings his two decades of expertise to the forefront of elite personal risk architecture, delivering the concierge-level service and discretion that discerning clients expect.

Alexander J Suedhoff

Advanced Health Architecture & Enterprise Value Strategy

Alexander Suedhoff combines AI-driven planning, venture-capital insight, and tax-efficient benefit design to help companies reduce premiums, raise EBITDA, and strengthen enterprise value.

Isabella Lopez

Insurance Agent

David Coyman

Structured Income & Annuity Strategies

Dave Coyman brings over 30 years of licensed experience in structured settlements and annuity design, specializing in the creation and placement of court-approved income streams and annuity-based cash-flow portfolios. Over the course of his career, he has collaborated with attorneys, trustees, and institutional partners to develop compliant, tax-efficient solutions that transform complex settlements into predictable, long-term value. His deep knowledge of Structured Settlement Protection Acts, annuity markets, and carrier due-diligence standards enables him to guide clients and investors through each transaction with clarity and precision. At RM Legacy Group, Dave leads the firm’s efforts in helping clients generate profound income and cash flows combined with tax efficiency, and safety you would expect from global, highly rated insurance companies. His outstanding results are consistent with RM Legacy’s philosophy of preservation, purpose, and enduring client value.

Our Client Process

Discovery & Private Consultation

Goals, family dynamics, estate/tax picture, liquidity priorities. 

Analysis & Strategy Design

Side-by-side modeling, stress tests, and integration with trusts/entities. 

Implementation & Coordination

White-glove underwriting; seamless work with legal/CPA/wealth teams. 

Ongoing Stewardship

Periodic reviews, allocation tuning, in-force optimization, and reporting. 

What Makes Us Different

Independent & Carrier-Agnostic

No quotas. We select structures on merit: cost, flexibility, and long-term durability.

Institutional-Grade Engineering

Actuarial modeling, policy-cost compression, diversified crediting, and distribution design that stands the test of time.

Deliberately Limited Roster

Fewer relationships, deeper work. We measure success in decades, not quarters.

In-Force Expertise

Rescue, redesign, and 1035 exchange work that turns stagnant policies into high-efficiency assets—before new dollars are committed.

Family-Office Coordination

We integrate with attorneys, CPAs, trustees, bankers, and CIOs—one plan, one language, one set of objectives.

Stewardship, Not Sales

Ongoing monitoring and memos keep policies aligned as life, taxes, and markets change.

How We Work With Advisors & Fiduciaries

We serve as the insurance architect on the advisory team. Our process is transparent and documentation-heavy, so investment advisors, attorneys, and CPAs can underwrite our recommendations as they would any other asset class. Expect clear memos, editable models, and prompt coordination—no surprises, no siloed decisions.

Credibility & Safeguards

Carrier Due Diligence

We consider ratings, balance-sheet quality, product history, and option-budget integrity.

Cost Discipline

We pursue minimum viable insurance charges consistent with goals and compliance.

Distribution Design

Income modeling reflects realistic loan and crediting assumptions, illustrated and stress-tested.

Governance

Ownership and beneficiary structures are drafted to support estate objectives and trustee practicality

Confidential & Transparent

Diligence First

Advisor Collaboration

Confidential & Transparent

Diligence First

Advisor Collaboration

About Us

Intelligent insurance. Enduring legacy.

Leadership & Team

Philosophy & Approach

Our Team

Intelligent insurance. Enduring legacy.

Our Client Process

Discovery & Private Consultation

Analysis & Strategy Design

Implementation & Coordination

Ongoing Stewardship

What Makes Us Different

Independent & Carrier-Agnostic

Institutional-Grade Engineering

Deliberately Limited Roster

In-Force Expertise

Family-Office Coordination

Stewardship, Not Sales

How We Work With Advisors & Fiduciaries

Credibility & Safeguards

Carrier Due Diligence

Cost Discipline

Distribution Design

Governance

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