Executive Protection & Crisis Response
Specialty coverage designed to safeguard individuals, families, and organizations operating in complex, high-risk environments worldwide.
At RM Legacy Group, we provide access to institutional-grade Kidnap and Ransom and Crisis Response insurance solutions underwritten by Hiscox Special Risks, one of the world’s most respected and experienced providers of specialty security coverage. These programs are purpose-built to prepare clients for and respond to critical incidents including kidnap, extortion, unlawful detention, hijack, and security-related evacuation, events that can threaten lives, enterprise value, and reputation in equal measure.
What This Coverage Can Address
Through our trusted carrier partners, clients may obtain coverage for expenses associated with:
- Kidnap, extortion, or ransom demands
- Hostage or hijack situations across land, air, and marine environments
- Unlawful detention or incarceration by foreign governments
- Security-related evacuations from hostile or unstable regions
- Threats to personnel, property, or confidential information
- Disappearances, abductions, and child abduction incidents
- Individuals or organizations declared persona non grata
What Your Program Covers
Through our partnership with Hiscox Special Risks, clients gain access to a comprehensive suite of crisis response benefits, coordinated by world-class security consultants and backed by an A-rated carrier with nearly three decades of specialized experience.
- Ransom and extortion payments, reimbursed in accordance with policy terms
- Immediate access to crisis management consultants and expert negotiators deployable worldwide, typically within 24 hours
- Temporary protective services and emergency security measures
- Legal, medical, and psychological care for affected individuals and their families
- Travel, lodging, and salary continuation costs for victims and replacement personnel
- Public relations and reputation management support to protect organizational standing
- Rehabilitation and reintegration expenses for survivors
- Death or dismemberment benefit and personal financial loss coverage
Global Crisis-Response Expertise
Every Hiscox K&R policy includes exclusive access to Control Risks, an independent specialist risk consultancy founded in 1975 with a track record spanning more than 2,170 resolved kidnap, extortion, and crisis cases worldwide. Control Risks consultants deploy globally with minimum notice, coordinating directly with law enforcement bodies including the FBI, US State Department, and regional authorities. Their singular objective is to protect life, minimize disruption, and preserve organizational stability at every stage of a critical incident.
Who Typically Utilizes This Coverage
- Multinational corporations, professional partnerships, and private companies with global operations
- High-net-worth families, private offices, and family enterprises
- Academic, healthcare, and nonprofit organizations with international activity
- Ship owners, aviation operators, and marine charterers
- Faith-based and humanitarian organizations operating in sensitive or high-risk regions
- Faith-based and humanitarian organizations operating in sensitive or high-risk regions
- Media, entertainment, and sports organizations on assignment or tour
Why It Matters
A crisis does not announce itself. And when it arrives, the organizations that respond with speed, precision, and the right expertise are the ones that protect their people and preserve what they have built. A poorly managed incident can damage morale, reputation, and enterprise value in ways that far outlast the event itself. Access to a comprehensive K&R program through RM Legacy Group ensures that you have the resources, the expertise, and the institutional backing to respond decisively, without the cost or complexity of maintaining an in-house security apparatus.
The RM Legacy Perspective
Our role is to connect clients to the most capable insurers and crisis response specialists in the world. We serve as your advisor and advocate, evaluating coverage options, structuring programs with precision, and coordinating introductions to the right providers. All underwriting, claims handling, and security response remain solely with the authorized insurance carrier and their designated consultants. What we bring is clarity, coordination, and the confidence that your program is built on institutional strength.