Life insurance is often one of the most overlooked—yet potentially most impactful—assets within a comprehensive wealth plan. When engineered thoughtfully, it becomes a versatile tool for liquidity, income, tax efficiency and legacy transfer. At RM Legacy Group, our expertise ensures that your insurance is not just protective—it is productive. Every strategy we design is intended to maximise value, minimise cost and safeguard your family’s financial security for generations to come.
Services
At RM firm we serve companies, individuals . Our long history as a global firm means we are uniquely placed to help our clients resolve their most complex legal challenges wherever they are.
Thoughtful insurance architecture. Strategic legacy solutions.
At RM Legacy Group, insurance is not a product — it is financial architecture. We engineer structures that protect capital, create liquidity, and sustain continuity across generations. Each strategy integrates with the client’s estate, tax, and investment framework, transforming insurance from a passive expense into an active asset. We serve discerning families, founders, and enterprises who expect clarity, control, and enduring performance.
- Financial Consultancy.
- Strategy Consultancy.
- Finance and Restructuring.
Our Core Services
Private-Client Life & Legacy Architecture
Custom structures engineered for tax efficiency, wealth transfer, retirement income and estate liquidity. We draw upon elite carriers and advanced strategies—such as private placement, premium financing and trust‑owned contracts—to realise your unique planning goals.
Special-Asset Protection
Through leading specialty carriers, RM Legacy arranges bespoke coverage for valuable and irreplaceable assets—structured around precise valuation, liquidity alignment, and global continuity.
Kidnap & Ransom (K&R) Protection
Peace of mind for those whose reach—or risk—spans continents.
For globally active families, executives, and travelers, RM Legacy coordinates discreet, world-class K&R protection.
Life Settlement Portfolio Strategies
A life settlement occurs when a policyholder sells an existing life-insurance contract to an institutional buyer for more than its cash-surrender value. RM Legacy refines this concept into a structured, data-driven asset class for qualified investors and family offices seeking consistent, non-market-correlated returns.